These include, among others, the creation of HBOR’s loan program with minimum interest rates that would ensure that all vulnerable business entities reschedule loans with the possibility of deferred payment (waiting). The Croatian Chamber of Commerce continues to analyze the situation on the ground, and will base its future recommendations and actions on this topic on the information of entrepreneurs. Establishment of a state fund from which to co-finance the salaries of workers of companies suffering from the consequences of coronavirus in order to preserve liquidity. A more flexible approach in making claims into bad credit status (NPLs) would ensure that the short-term crisis does not lead currently indebted companies to bankruptcy. It is also proposed to pay the income tax in installments from the financial year 2019 in six months (installments) and to urgently shorten the procedure for importing labor and tax relief for seasonal workers in order to facilitate employment after the situation calms down. “The Croatian Chamber of Commerce listens to the problems of its members every day, so these measures that we propose come from them. They are focused primarily on productive and export-oriented sectors of the economy, and with their implementation as soon as possible, we will continue to act preventively and thus control the situation as much as possible. The goal is clear, to help companies and the economy overcome this crisis, with minimal impact on the state budget”, Said the President of the Croatian Chamber of Commerce Luka Burilović, commenting on measures to preserve the business of domestic companies. The aim of the second questionnaire of the Croatian Chamber of Commerce is to gain insight into the consequences of coronavirus on the business of companies with regard to individual counties and with regard to business with the countries of the so-called affected areas and other key foreign trade partners. The questionnaire also includes questions regarding the assessment of financial damage and the impact of potential employee absences on business. Questionnaire on the effects of coronavirus on business The first survey of the Croatian Chamber of Commerce showed that two thirds of our companies are already feeling the effects of coronavirus on business, and tourism and catering are the most affected, about which you can read more here. There are also measures that should be coordinated with the European Commission, such as modified and targeted use of EU funds, or lobbying for intervention funds. This primarily implies a change in the rules on the possible amount and purpose of state aid (state aid) which could include the costs necessary for the maintenance of business and jobs and the rapid and immediate reprogramming of available EU funds, especially those that we do not use to a sufficient extent. “Redirecting these funds to the sectors and companies most vulnerable to the crisis would guarantee stability to the economy without major financial blows to the state budget. We must show our entrepreneurs that they are not left to fend for themselves in this difficult situation. “, said Burilovic. A questionnaire consisting of eight questions can be found at this one connectors.